A jar for this stage of home
Down Payment Jar
Small steps. A big start. One big goal, split into milestones guests can watch tick up.
Free. No fees on gifts. Nobody but you ever holds your money.
1
Enter the price you're aiming at.
2
Your goal splits into 1%, 3%, 5% and 10% milestones people can see you hit.
3
Every gift lowers your monthly payment for 30 years.
Included in every Down Payment Jar
Sized here for a $450,000 home. Yours scale to your numbers, and you can edit anything.
1% of target price
The first brick.
$4,5003% of target price
Enough for many first-time buyer programs.
$9,0005% of target price
Better rate territory.
$9,00010% of target price
Lower payment, less mortgage insurance.
$22,500Recommended add-ons
One tap to add during setup. The extras people forget until the week of.
Closing costs
So the down payment stays the down payment.
$11,300Earnest money
The deposit that gets our offer taken seriously.
$4,500Rate buy-down
Points paid now, a lower rate for decades.
$4,500Moving day
Truck, boxes, pizza.
$1,500Not this stage?
